We have been in the invoice factoring business since 1979, are privately held, and have a proven track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's downturns and in doing so, can help you get through any hard circumstances you might go through. We won't fold up shop when the times get hard, like a few invoice factoring companies sadly have in the past.

All factoring companies have criteria for size, industry, and risk. It's pretty tough for you to determine which invoice factoring firm is a suitable fit for you. By contacting us, we can save you a tremendous amount of time by helping you find the ideal fit for your company - it could be us or another invoice factoring company.

We have a huge A-List of invoice factoring industry colleagues, these mutual relationships were earned over 20+ years in the business. So, when you take the time to tell us what you need, we have no doubt that you will find exactly what you need..

A lot of invoice factoring businesses let you pick and choose your customers that you want to factor. However a handful of them usually require a minimum dollar amount prior to working with you. With us you have the freedom to pick and choose what to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is sort of like carrying a credit card in your pocket. You carry it to use when you need it but don’t sign an agreement that will make you use invoice factoring when you don't need it.

A lot of invoice factoring businesses will not be upfront about their fees. You'll need to rent a metal detector to uncover those fees. We are different.  We are totally upfront about our fees. When you apply, you are presented with a truthful, no obligation rate bid with the fee for your business. It is going to be tough finding another factoring company, if any, that will be totally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll get upfront. Invoice Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you will get an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some receivables factoring companies are funded by Wall Sreet venture capitalists. We are a privately held company and don't take commands from investors and boards. Like you, we are like-minded business people and we have experienced many of the road bumps that a business encounters. We take the time to hear your story, go over your concerns. Based on that information we will put together a custom-made solution for you. A lot of receivables factoring companies especially the Silicon Valley ones almost exclusively count on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

A lot of invoice factoring businesses have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are provided with a dedicated account administrator to be your point of contact – who really knows your business inside out, and can assist you in ways the others just can't or don't want to be bothered.

Don't neglect the fact that the invoice factoring firm will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is unmatched. We have been in business since 1979 and have veteran staff who who have witnessed it all. Choose us not only for your well-being but for the well-being of your relationship with your customer too. Not only will you benefit from our extraordinary service and real-world know-how, but so will your customers.

Together,we put in place a credit risk tolerance guideline to limit your customer write-offs. We also follow each invoice and follow them like your own credit and collections department would. Once they hit the payment date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if wanted until payment is received.

Our business credit monitoring systems allow us to spot developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection problems in order to get them fixed without delay.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Stay ahead of negative payment trends. This is essential to avoid preventable write-offs.

We make sure to adopt state-of-the-art technology to smoothly run the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which means much lower rates for you. A lot of other companies are not even in the ballpark.